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US Credit Card Delinquency Q2 2026: What the Stress Narrative Gets Wrong
The prevailing read on US credit card delinquency in Q2 2026 has leaned heavily on anxiety: rising 90-day delinquency figures, balances pushing past $1 trillion, consumers fraying at the…
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US Condo Price Collapse Hits 33 Markets: Some Back to 2005 Valuations
The consensus on the US housing market leans heavily on single-family home resilience. The US condo price collapse unfolding across 33 larger markets tells a materially different story, one…
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Single-Family Home Price Falls Hit 26% in Austin as San Francisco Escapes the List
The prevailing narrative around US housing affordability treats price declines as a coastal story. The data on single-family home price falls across fifteen larger US cities and counties tells…
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Senate Tipping Point Odds Point Lean Democrat, Not Tossup
The prevailing read on Senate tipping point odds treats the upper chamber as a genuine coin-flip. A closer look at the underlying probabilities, and at what the modellers are leaving out,…
